BUMP
![Hmm... :-?](./images/smilies/39.gif)
If I'm totally honest, I think you need a minimum of 32Gb RAM these days, especially if simulations are part of your mix. In the independent Houdini artist space the question is most often 64 Gb or 128 Gb. I know RAM isn't as cheap as it once was, but you'll get a bigger performance bump from a decent amount of RAM than you'll get from many CPU upgrades (particularly if it's coupled with decent SSD).
You can wait all your life to have the next better video card
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